Mortgage Rates (APR)* as of Jan 14th, 2022
Please call or Email Asking for the purchase rates
|
Loan Program
|
Conforming
(up to $625,000)
|
HB Conforming
($625,000-$937,500)
|
Jumbo
($ - upto 5M)
|
| 30 year fixed |
3.125% |
3.375% |
3.25% |
| 20 year fixed |
3% |
3.25% |
N/A |
| 15 year fixed |
2.5% |
2.5% |
N/A |
| 10 year fixed |
3% |
None |
N/A |
| 10 yrs ARM |
2.5% |
2.875 |
|
|
Loan Program
|
Conforming
(up to $625,000)
|
HB Conforming
($625,000-$937,500)
|
Jumbo
( upto $5M+)
|
| 5/1 ARM |
2.5 |
2.625% |
2.5% |
| 7/1 ARM |
2.875 |
2.75% |
2.625%/2.125 purchase |
* Rates are subject to change without notification.
Rates quoted incurs No Point, No Fee, i.e., No Closing Cost** to borrowers and No Prepayment Penalty.
**Rates may increase depending on the borrower's credit score, property's LTV, lock period, and loan amount.
**Quoted rates assume: Impound account, 60% LTV, 780 FICO, Refinance only, Owner Occupied Single Family Property
** with conforming loan amount of $625k, HB Conforming of $937,500K, Jumbo loan amount of $1M
Contact us to learn more and start saving money today!
Nick Chan, Broker, REALTOR (CalBRE# 01867848, NMLS# 249170)
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