Mortgage Rates (APR)* as of January 15th, 2020
NEW: Currently offering aggressive rates on Jumbo purchase loans for
up to 1.9M with 10% down payment without MI
up to 1.5M with 15% down payment without MI
|
Loan Program
|
Conforming
(up to $510,400)
|
HB Conforming
($510,401-765,600)
|
Jumbo
($510,401 - 1M+)
|
| 30 year fixed |
3.375% |
3.5% |
3.625% |
| 15 year fixed |
3% |
3% |
3.25% |
| 7/1 ARM |
3.25% |
3.375% |
3.25% |
| 5/1 ARM |
3.125% |
3.25% |
3.25% |
* Rates are subject to change without notification.
Rates quoted incurs No Point, No Fee, i.e, No Closing Cost** to borrowers and No Prepayment Penalty.
**Rates may increase depending on borrower's credit score, property's LTV, lock period, and loan amount.
**Quoted rates assume: Impound account, 60% LTV, 780 FICO, Refinance only, Owner Occupied Single Family Property
** with conforming loan amount of $400k, HB Conforming of $600K, Jumbo loan amount of $800K
Contact us to learn more and start saving money today!
Nick Chan, Broker/Owner, REALTOR (CalBRE# 01867848, NMLS# 249170)
Tel: (408) 627-9083
Email: nickchan888@gmail.com
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