Daily Mortgage Rates
August 3, 2023
*Quoted rates assume: Impound account, 55% or less LTV, 780+ FICO, Refinance only, Owner Occupied Single Family Property with conforming loan amount of $700k, HB Conforming of $800K, Jumbo loan amount of $975K
| Loan Type | Rate | Point |
|---|---|---|
| 30-yr fixed | 7 | 0.000 |
| 20-yr fixed | 6.75 | 0.000 |
| 15-yr fixed | 6.75 | 0.000 |
| 10-yr fixed | 6.625 | 0.000 |
| 10-yr ARM | N/A | 0.000 |
| 7-yr ARM | N/A | 0.000 |
| 5-yr ARM | N/A | 0.000 |
Conforming (up to $726,200)
All rates for best scenarios:
Fico 740 or above
Loan amount $550K or above
LTV 80% or below
HB Conforming (from $726,201 up to $1,089,300)
| Loan Type | Rate | Point |
|---|---|---|
| 30-yr fixed | 7.25 | 0.000 |
| 20-yr fixed | 6.875 | 0.000 |
| 15-yr fixed | 6.625 | 0.000 |
| 10-yr ARM | N/A | 0.000 |
| 7-yr ARM | N/A | 0.000 |
| 5-yr ARM | N/A | 0.000 |
All rates for best scenarios:
Fico 740 or above
Loan amount $600K or above
LTV 75% or below
Jumbo (from $726,201 up to $5M)
| Loan Type | Rate | Point |
|---|---|---|
| 5/7-yr ARM | 6.75 | 0.000 |
| 10-yr ARM | 7.125 | 0.000 |
| 30-yr fixed | 7.125 | 0.000 |
All rates for best scenarios:
Fico 760 or above
Loan amount $900K or above
LTV 60% or below